No , now we are not taking any extra charges as we are using UPI payment gateway for collection of payments and it is free till now. In future it depends upon the UPI payment charges.

Cash Back is temporary but referral incentives is permanent until unless any rules does not abide us to withdraw such incentives.

We don’t disclose customer data to any third party. We use the data for selling our goods and services.

BBPS payment services under which mobile, DTH recharges, and other bill payments are coming is not our own services. It is done through NPCI approved vendors. But other than BBPS currently all other services are our own.

If such things happen you will get back your fund in REFUND WALLET of the 100 KARMA App or in your Bank.