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Your Daily Needs, Simplified

100Karma brings all your essential services together in one powerful app. Recharge, pay bills, order food, and much more with just a few taps.

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Recharge & Top-up

Instant mobile recharge and DTH top-up with exclusive offers

Mobile Prepaid

Recharge your prepaid mobile in seconds with best offers

Mobile Postpaid

Pay your postpaid bills with ease and get cashback

DTH Recharge

Top-up your DTH connection instantly with great plans

Bill Payments

Pay all your utility bills securely in one place

Our Services

From daily needs to specialized services, we've got you covered

About 100Karma

100 KARMA is India's upcoming online payment platform for all type of BBPS services and various other free and paid online services. The company is on a mission to cater service to all Indians at cheaper prices than other existing companies.

Kartikeswara Matrix & Access Pvt. Ltd, founded by Pradeep Kumar Bal, owns the brand 100 KARMA. Our company is headquartered at:

Flat No- T-2, Floor No.: Block-A, Mahendra dev Tower,
Cuttack Road, Near by Ratna Complex,
Laxmi Sagar, Bhubaneswar,
Khordha, Odisha, 751006

100 KARMA is on a mission to bring all online services under one mobile application, making daily life simpler and more convenient for every Indian.

We bring together all essential services in one convenient app, saving you time and effort while providing reliable, secure, and user-friendly services that enhance your quality of life.

200K+
Happy Users
30+
Services
24/7
Support

Contact Us

Get in touch with us for any queries or support

Our Office

Flat No- T-2, Floor No.: Block-A, Mahendra dev Tower, Cuttack Road, Near by Ratna Complex, Laxmi Sagar,Bhubaneswar, Khordha, Odisha, 751006

Phone Number

+91-9078191120

Email Address

support@100karma.com
info@100karma.com

Working Hours

Monday - Friday: 9:00 - 18:00
Saturday: 10:00 - 16:00

Ready to Simplify Your Life?

Download 100Karma today and get access to all services with exclusive offers

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About Us

Learn more about our mission, vision, and the team behind 100Karma

Our Company

100 KARMA is India's upcoming online payment platform for all type of BBPS services and various other free and paid online services. We are committed to revolutionizing the way Indians access and pay for essential services.

Owned by Kartikeswara Matrix & Access Pvt. Ltd and founded by Pradeep Kumar Bal, 100 KARMA is built on the principle of making digital services accessible and affordable for every Indian.

Our Mission

Our mission is to cater services to all Indians at cheaper prices than other existing companies. We believe that technology should empower people, not create financial barriers.

100 KARMA is on a mission to bring all online services under one mobile application, creating a unified platform that simplifies daily life and saves time for our users.

Our Headquarters

Company Headquarters

Flat No- T-2, Floor No.: Block-A, Mahendra dev Tower,
Cuttack Road, Near by Ratna Complex,
Laxmi Sagar, Bhubaneswar,
Khordha, Odisha, 751006

Our Values

  • Affordability: Providing services at competitive prices
  • Accessibility: Making digital services available to all Indians
  • Simplicity: Creating a user-friendly experience
  • Innovation: Continuously improving our platform
  • Reliability: Ensuring consistent service quality

Our Services

As a comprehensive BBPS (Bharat Bill Payment System) platform, we offer:

  • Electricity, water, and gas bill payments
  • Mobile and DTH recharges
  • Loan repayments and insurance premiums
  • Municipal taxes and housing society payments
  • And many other essential services

We're continuously expanding our service offerings to meet the evolving needs of Indian consumers.

Careers

Join our team and help us simplify lives

Why Work at 100Karma?

At 100Karma, we're building more than just an app - we're creating a platform that makes a real difference in people's daily lives. When you join our team, you become part of a mission-driven company that values innovation, collaboration, and impact.

We offer competitive salaries, comprehensive benefits, and a flexible work environment that helps our team do their best work.

Open Positions

Promoter & KYC Agent

Remote / Pan India

Become a 100-KARMA Authorized Promoter & KYC Agent today & lead the way to a digital revolution & Lifetime Income.Earn upto Rs: 30,000/- as extra income per month.Make it a full time, part time or flexi time earning opportunity

Apply Now

Senior Frontend Developer

Remote / India

We're looking for an experienced frontend developer to help us build the next generation of our user interface.

Apply Now

Product Manager

India

Join our product team to help define and execute our product roadmap.

Apply Now

UX/UI Designer

Remote / India

Help us create beautiful, intuitive user experiences across our platform.

Apply Now

Our Culture

At 100Karma, we believe that our people are our greatest asset. We've created a culture that values:

  • Collaboration: We work together to solve problems and create better solutions
  • Growth: We invest in our team's professional development
  • Balance: We support work-life balance with flexible schedules and remote work options
  • Impact: We measure success by the positive impact we have on our users' lives

Privacy Policy

How we protect and use your information

Information We Collect

We collect information to provide better services to our users. We collect information in the following ways:

  • Information you give us: When you create an account, we may ask for personal information like your name, email address, and phone number.
  • Information we get from your use of our services: We collect information about the services that you use and how you use them.
  • Device information: We may collect device-specific information such as your hardware model, operating system version, and mobile network information.

How We Use Information

We use the information we collect from all our services to provide, maintain, protect and improve them, to develop new ones, and to protect 100Karma and our users.

We may use the name you provide for your 100Karma profile across all of the services we offer. Additionally, we may replace past names associated with your Google Account so that you are represented consistently across all our services.

Information Security

We work hard to protect 100Karma and our users from unauthorized access to or unauthorized alteration, disclosure or destruction of information we hold. In particular:

  • We encrypt many of our services using SSL.
  • We review our information collection, storage and processing practices, including physical security measures, to guard against unauthorized access to systems.
  • We restrict access to personal information to 100Karma employees, contractors and agents who need to know that information in order to process it for us, and who are subject to strict contractual confidentiality obligations.

Terms of Service

The rules and guidelines for using our services

Acceptance of Terms

By accessing or using the 100Karma app, website, or services, you agree to be bound by these Terms of Service and all terms incorporated by reference.

If you do not agree to these Terms, you may not access or use the Services.

Eligibility

You must be at least 13 years old to use our Services. If you are under 18, you may only use the Services with the consent of a parent or legal guardian.

By using the Services, you represent and warrant that you meet these eligibility requirements.

Account Registration

To access certain features of the Services, you must register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as your name, email address, and phone number.

You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

Service Modifications

We reserve the right to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. We will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Services.

Blog

Latest news, tips, and insights from the 100Karma team

June 15, 2023

5 Ways to Simplify Your Daily Tasks

Discover how to save time and reduce stress by streamlining your daily routine with these simple tips.

Read More
May 28, 2023

The Future of Digital Payments

Exploring how digital payment technologies are evolving and what it means for everyday consumers.

Read More
May 10, 2023

Building a Community-First App

How we're designing 100Karma with our users' needs at the center of everything we do.

Read More
April 22, 2023

The Rise of All-in-One Apps

Why consumers are moving away from single-purpose apps and embracing platforms that do it all.

Read More
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